Effective Date: 25/09/2024

Welcome to MyWiseInsurance! By accessing or using our website, mywiseinsurance.com, you agree to comply with and be bound by the following Terms of Service. If you do not agree with these terms, please do not use our site.

1. Acceptance of Terms

By using this website, you affirm that you are at least 18 years old or have parental consent to use this site. If you are using the site on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Use of the Site

You agree to use MyWiseInsurance solely for lawful purposes and in a manner that does not infringe on the rights of, restrict, or inhibit anyone else’s use of the site. Prohibited conduct includes but is not limited to:

  • Harassment or threatening behavior.
  • Distribution of spam or unsolicited communications.
  • Introduction of harmful software or malicious code.

3. Content Ownership

All content on MyWiseInsurance, including text, graphics, and images, is the property of MyWiseInsurance or its content suppliers and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

4. User Contributions

If you submit comments, questions, or other materials to our site, you grant us a non-exclusive, royalty-free, perpetual, and irrevocable right to use, reproduce, modify, publish, and distribute such contributions. You represent that your contributions do not violate any third-party rights.

5. Disclaimer of Warranties

The information provided on MyWiseInsurance is for general informational purposes only and should not be considered professional or financial advice. We make no representations or warranties regarding the accuracy, completeness, or reliability of any content. You acknowledge that any reliance on such information is at your own risk.

6. Limitation of Liability

To the fullest extent permitted by law, MyWiseInsurance shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the site or any content therein.

7. Third-Party Links

Our site may contain links to third-party websites. We do not endorse or assume responsibility for the content or practices of these websites. We recommend reviewing the terms of service and privacy policies of any third-party sites you visit.

8. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Any changes will be effective immediately upon posting on this page, and your continued use of the site constitutes your acceptance of those changes. We encourage you to review these terms periodically.

9. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law principles. Any disputes arising from these terms shall be resolved in the courts located in [Your City/State].

10. Contact Us

If you have any questions or concerns regarding these Terms of Service, please contact us at:

Email: [email protected]

By using our site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.